Payment Terms
The following payment terms govern all financial transactions related to the use of this website and the services offered. Utilizing paid services requires full acceptance of these payment terms. It is recommended to read them carefully before making any payment. Changes or updates to the payment policies may occur at any time and become legally effective upon publication on the website.
1. General Payment TermsThe use of the website may include both free and paid content and services. When booking or using paid services, payment must be made in accordance with the specified conditions. All payments must be complete and timely. Late or incomplete payments may result in restrictions or suspension of the provided services.
2. Accepted Payment MethodsThe following payment methods may be available for settling fees or charges for services:
  • Credit and debit cards (e.g., Visa, MasterCard, American Express)
  • Bank transfer
  • Online payment services (e.g., PayPal, Stripe, Klarna, Sofortüberweisung)
  • Cryptocurrencies (if offered)
Available payment methods may vary depending on the country or region. A payment is considered completed only after the full amount has been received and confirmed.
3. Currency and PricingAll prices on the website are displayed in the specified currency unless otherwise noted. Where applicable, prices include VAT or other relevant taxes. Any exchange rate fees or additional transaction costs charged by payment service providers or banks must be borne by the user.
4. Payment Due DateOnce a paid service or product is purchased, the payment is due immediately or within the specified timeframe. For subscription-based or recurring services, billing occurs at regular intervals as specified in the contract or during booking.
Failure to make timely payments may result in:
  • Restricted or suspended access to the service.
  • Late fees or interest charges in accordance with legal provisions.
  • Further legal actions to enforce the outstanding payment.
5. Automatic Renewal and SubscriptionsFor subscriptions or recurring payments, the amount is automatically charged according to the predetermined payment cycle. The cancellation of a subscription must be done in time before the next billing period to avoid further charges. Refunds of already paid subscription fees are generally not available.
6. Refund PolicyRefunds are only possible in specific cases, including:
  • A technical error in payment resulting in a double charge.
  • A verifiable error in service delivery.
  • An unauthorized charge that has been reported in a timely manner.
Refunds will only be processed through the original payment method used. Depending on the payment provider, processing a refund may take several days. Services that have already been fully delivered are generally non-refundable.
7. Fees and Additional CostsIn certain cases, additional fees may apply, including:
  • Processing fees for specific payment methods.
  • Exchange rate fees if payments are made in a different currency.
  • Fees for late payments or chargebacks.
All applicable fees will be transparently displayed before the completion of a transaction.
8. Security of Payment DataThe security of all financial transactions is a top priority. All payment data is encrypted using modern encryption technologies and is not shared with third parties, except where necessary for payment processing.
Payment service providers are carefully selected to ensure the highest security standards. Users are responsible for keeping their payment information secure and not sharing it with unauthorized third parties.
9. Chargebacks and Fraud PreventionAny unauthorized chargeback of a payment may result in legal action. If a chargeback is made without a valid reason, it may lead to account suspension and enforcement of outstanding amounts.
To prevent fraud, certain payments may be subject to verification, and additional identity proof may be required. If fraudulent activity is suspected, a transaction may be declined, or an existing payment may be canceled.
10. Termination and Discontinuation of ServicesThe use of paid services can be terminated at any time in accordance with applicable cancellation terms. Payments already made are non-refundable unless an explicit exception is granted.
If there are violations of the terms of use or payment policies, access to services may be restricted or terminated without prior notice.
11. Changes to Payment PoliciesThese payment policies may be updated or changed at any time. Any modifications take effect upon publication on the website. Continued use of paid services after changes to the payment policies constitutes acceptance of the revised terms.
12. Disclaimer for Payment ErrorsNo liability is assumed for errors or delays caused by payment service providers or banks. This includes technical failures, disruptions to payment platforms, or unforeseen events that may affect payment processing.
13. Tax ResponsibilityUsers are responsible for complying with any tax obligations related to payments. If a transaction is subject to tax obligations, users must fulfill these independently.
14. User Rights in Payment TransactionsUsers have the right to request information about all payments made and to report any discrepancies. Complaints or disputes regarding payments will be handled in accordance with applicable legal provisions.
15. Final ProvisionsThese payment policies are an integral part of the website's general terms and conditions and apply to all financial transactions. If any provision of these payment terms is found to be invalid, the validity of the remaining provisions remains unaffected.
All transactions are subject to the applicable legal provisions of the respective jurisdiction. Changes to these payment terms will be announced through publication on the website and take immediate effect.